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Buying A Home | From 'Urb to 'Burb Blog

Thursday, May 14, 2020   /   by Vanessa Saunders

Season starts for local farm markets

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems Real Estate.

May 14, 2020


The Nyack Farmer's Market will hold a "soft opening" today, May 14 continuing their every Thursday tradition during warm weather months, opening from 8 a.m. to 2 p.m. This year's market comes  with a new list of safety protocols to follow social distancing guidelines.


Market guide lines can be viewed in detail HERE, but their protocols follow what we've all gotten used to - wear a mask, keep your distance, don't touch the goods, etc. They ask that we pre-order and pre-pay when possible from the list of vendors on the Nyack Farmers Market page.


Farmer's markets are a quaint and delightful tradition in towns and villages on both sides of the Hudson River. They offer an easy, reliable way for residents to have access to locally produced foods. Stands proudly display overflowing produce, fresh and smoked meats, fresh-baked pies, breads, muffins and more. Vendors typical ...

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  hudson valley real estate, hudson valley property, hudson valley home, buying a home, hudson valley home sellers, 'urb to 'burb, orange county ny, westchester county, rockland county, ulster county, sullivan county, selling your home, dutchess, hudson valley living, hudson valley events

Tuesday, May 12, 2020   /   by Vanessa Saunders

Buying a house isn't impossible. It only looks that way.

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems Real Estate.
Social distancing and unessential businesses aside, it is still possible to sell or buy a house in the Hudson Valley. Even though we are restricted in how we go about it, we have transacted real property throughout the pandemic shutdown within the parameters of viral quarantine. You can still buy or sell a house.
The Facts
People are listing their homes for sale every day. Lawrence Yun, chief economist for the National Association of Realtors estimated this spring would see a 10% drop in home sales. Ten percent is a big number nationally. But the Hudson Valley is uniquely positioned to be highly sought after by New York City buyers looking for a way out of the city, either temporarily or permanently.
Besides that, a 10% loss means that 90% of transactions which would have happened without the shutdown will still happen. Why? Because the real estate industry is adapting to the new normal. More agenci ...

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  hudson valley real estate, hudson valley home, buying a home, hudson valley home sellers, 'urb to 'burb, selling your home, housing sales inventory, mortgage rates, first time home buyer, mortgage, bidding war, the economy

Tuesday, May 5, 2020   /   by Vanessa Saunders

Forbearances creating havoc among some home buyers.

From Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems Real Estate.
05-05-2020
The Coronavirus outbreak has left many Americans dealing with reduced income or unemployment. In response, the federal government enacted the Coronavirus Aid, Relief, and Economic Security Act (CARES), which in part directs lenders to provide mortgage relief options to affected homeowners. But some lenders are mishandling the program and innocent borrowers are suffering the consequences.
The CARES Act requires lenders to offer borrowers up to 180 days’ forbearance, with the option for borrowers to request an additional 180 days’ forbearance or to stop the forbearance at any time. You can be directly or indirectly affected by the COVID-19 outbreak to qualify for forbearance, and you do not have to be delinquent on your mortgage. You can apply before you’ve missed a payment.
Under the terms of the CARES Act, lenders won’t report forbearance to the credit bureaus. ...

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  hudson valley real estate, hudson valley property, buying a home, hudson valley home owners, hudson valley house, financing, mortgage, credit scores, pandemic, lending

Wednesday, April 29, 2020   /   by Vanessa Saunders

How to know your home's disaster risk.

Piermont Avenue, NY after Hurricane Sandy.

From Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems Real Estate.
04-29-207:00 AM
In Global Property Systems Real Estate's first year in business, we were struck by Hurricane Sandy. Our home and office were rendered permanently uninhabitable due to flooding. According to our homeowners insurance, damage from "wind driven water" wasn't covered.
Thinking back, it would have been good to know how "at risk" we were in that location when we purchased the house. Every home in America is at risk for some kind of disaster, whether it's a hurricane, earthquake, nuclear power plant radiation or the spread of COVID-19. A new tool from a start-up called Augurisk allows members to plug in an address anywhere in the United States and get a ranking of what the major risks are for that location and how severely it may affect your life.
When buyers apply for 30 year mortgages, they don't know what's likely to happen to their home ye ...

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  hudson valley real estate, hudson valley home, buying a home, hudson valley living, pandemic, hurricane, hurricane florence

Tuesday, April 14, 2020   /   by Vanessa Saunders

9 Things you can learn playing Monopoly while you shelter in place.

I'll bet a lot of us have been keeping ourselves and our families entertained by playing a board game or two. Maybe even a little Monopoly. Originally named “The Landlord’s Game,” when it was invented in 1903, Monopoly was intended to show that a system which rewards wealth creation is better than one that rewards only a few monopolists. Here are nine things we can all learn from this classic board game.
1. Be careful with debt.
How many of us try to gobble up every property we land on trying to build a property portfolio. But don't make yourself cash poor, or a couple bad rolls or a trip into jail could lead to being the first person at the table to end up watching Beverly Hillbillies reruns instead of owning Park Place.
2. Always put aside a little cash for the un-anticipated.
You can't always count on rounding GO to make up for adding that extra house on Marvin Gardens. Pay yourself first in case Chance or a Community Chest card knocks your plans off track. T ...

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  hudson valley home, buying a home, home investment, hudson valley home owners, 'urb to 'burb, funny blog, health crisis

Global Property Systems
Vanessa Saunders MBA MIMC CIPS - NYS RE Principal Broker
56 Lafayette Avenue Suite 320
White Plains, NY 10603
914-290-5258

The data relating to real estate for sale or lease on this web site comes in part from MHMLS. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the MHMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. The information appearing herein has not been verified by the Mid-Hudson Multiple Listing Service, Inc. or by any individual(s) who may be affiliated with said entity, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose. ©2020 Mid-Hudson Multiple Listing Service, Inc. All rights reserved.
The data relating to real estate for sale or lease on this web site comes in part from One Key, Inc. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the One Key, Inc logo or an abbreviated logo and detailed information about them includes the name of the listing broker.

The information appearing herein has not been verified by One Key, Inc or by any individual(s) who may be affiliated with said entities, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose.

©2020 One Key, Inc. All rights reserved.

The data relating to real estate on this website comes, in part, through the IDX of the Multiple Listing Service of Ulster County, Inc. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the IDX logo and detailed information about them includes the name of the listing broker.